Social Security and Medicare

Post-65 Retiree Open Enrollment for Calendar Year 2025: Nov. 4 - Dec. 4, 2024

The open enrollment period is your opportunity to review your benefit options and change your current elections. No action is required unless you are making changes, opting in for the first time, or opting out of coverage.

You are encouraged to review the 2025 Post-65 Retiree Health Care Plans Summary Guide, for detailed information about the available medical, dental, and vision plans; information about the Defined Dollar Benefit (DDB) program; enrollment information, contact information; and more.

Interested in learning more about your post-65 retiree benefits? Join us for our Calendar Year 2025 Virtual Information Session on Thursday, Nov. 7, 2024 at 10 a.m. Register today.

Questions about your benefits as a post-65 retiree or about the enrollment period should be directed to Benefit Management Services (BMS) by emailing PITT-BMSdocs@upmc.edu or by calling 1-888-499-6885. BMS hours are Monday through Friday from 8 a.m. to 6 p.m.

Social Security Benefits

Medicare

Medicare Part A

What is Medicare Part A?

Medicare Part A (Hospital Insurance) helps cover your inpatient care in hospitals and skill nursing facilities. It also helps cover hospice care and some home health care.

What does Medicare Part A cost?

For most people, Medicare Part A does not have a monthly payment. This is because you and/or spouse paid Medicare taxes while working.

How and when do I enroll in Medicare Part A?

You must contact the Social Security Administration to apply for Medicare Part A, if you are within three to six months of turning age 65 and are not yet receiving Social Security benefits. If you already receive Social Security benefits, you will automatically enroll in Medicare Part A starting the first day of the month you turn age 65. If you are already enrolled in Medicare Part A, locate your Medicare ID card to make certain of your enrollment.

Medicare Part B

What is Medicare Part B?

Medicare Part B (Medical Insurance) helps cover your doctors’ services and outpatient care. It also covers some other medical services that Part A does not cover, such as some of the services of physical and occupational therapists, and supplies when they are medically necessary.

What does Medicare Part B cost?

Medicare Part B carries a monthly premium paid through a deduction from your social security check. Please check www.ssa.gov for current rates.

How and when do I enroll in Medicare Part B?

You must contact the Social Security Administration to apply for Medicare Part B, if you are within three to six months of turning age 65 and are not yet receiving Social Security benefits.