Surviving Spouse Coverage
The eligible spouse/domestic partner of a deceased employee or retiree will have continuation of coverage for three months following the end of the month in which the employee/retiree dies.
Continuation of coverage means payment of the cost share if applicable or continuation of the Defined Dollar Benefit credits. The credits for the deceased retiree are dissolved. However, in addition to the three months’ continuation of coverage, the spouse may use the remaining credits in their own account until they are depleted.
After three months, the surviving spouse/domestic partner may elect to continue group coverage through the University, but he/she is responsible for paying the full cost of the premium.
A surviving spouse/domestic partner becomes ineligible when he/she remarries or fails to pay the monthly premium.
Dependent Children Coverage
Medical coverage is available for dependent children under 26 years of age. Various premium costs apply depending on the age of the retiree:
- Retirees pay the applicable cost share for dependent coverage if both retiree and spouse are between ages 62 – 65.
- Dependents pay full cost if retiree and spouse elect DDB credits and if both retiree and spouse are age 65 or older.
- The full cost of the premium is charged if the spouse is less than age 62.